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Hurricane Loss Mitigation Program

We Are NOT Accepting Applications At This Time

State of Florida Division of Emergency Management
Hurricane Loss Mitigation Program

The State of Florida Division of Emergency Management Hurricane Loss Mitigation Program provides assistance to eligible residents of St. Lucie & Okeechobee County who are in need of exterior protection to their homes from windstorm events. This program will address all repairs found on an inspection that address exterior protections. All repairs on the inspection report must be done in order to comply with this program. No interior repairs will be addressed through this funding.

  • Owner-occupied St. Lucie County/Okeechobee                     properties only

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  • Home built between and including 1978 & 2002

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  • Have a current Homeowner's Insurance policy

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  • Owners are U.S. Citizens or Permanent Residents

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  • Income is 120% or less of the area median income

  • Hotel, Motel, and manufactured home addresses will not be eligible for this program

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  • The property must not be in foreclosure or listed for sale

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  • Properties with outstanding code violations, liens, or unpermitted structures are not eligible for this program

Should you desire to apply for the program, please complete and submit the application provided to you in accordance with the instructions outlined below and in the application.

INSTRUCTIONS

  1. Review the Program Guide and the Eligibility Requirements.

  2. Download and complete the application or pick up a hard copy of the application at one of our Habitat ReStore locations (addresses are below).

  3. Retrieve and enclose copies of all requested and applicable supporting documentation and the completed application.

  4. Documents proving applicant(s) financial situation(s) must be provided. More info about supporting documentation is in the application.

  5. Submit completed applications and provide all supporting documentation. Completed applications will only be accepted by one of the following methods:

All mailed or dropped-off applications and supporting documentation must be enclosed in a plain, sealed envelope labeled “Hurricane Loss Mitigation Program.”

  • For drop-offs at our ReStores: Please hand the envelope to the cashier and sign across the seal on the back of the envelope in the cashier's presence.

  • For drop-offs at the office through the drop box: Please sign and date across the seal on the back of the envelope before placing it in the drop box.

BY Mail

St. Lucie Admin Office

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702 S 6th St.

Ft. Pierce, FL 34950

By Drop Off

Port St. Lucie ReStore

10185 S US-1

Port St. Lucie, FL 34952

(Hand To Cashier)

By Drop Off

Fort Pierce ReStore

2904 Okeechobee Road

Fort Pierce, FL 34947

(Hand To Cashier)

By Drop Off

St. Lucie Admin Office

702 S 6th St.

Ft. Pierce, FL 34950

(Drop Box In Door)

By Drop Off

Okeechobee Admin Office

2229 N 9th Ave Bldg. B Ste. 141, Okeechobee, FL 34972

(Drop Box In Door)

Applicant(s) must confirm dropping off an application and supporting documentation with staff and follow any and all necessary directions and safety precautions put in place.

We Will NOT Accept ANY Sensitive or Personal

Information In Emails To Habitat St. Lucie & Okeechobee

Warning

Florida Statute 817 provides that willful false statements or misrepresentation concerning income and assets or liabilities relating to financial condition is a misdemeanor of the first degree and is punishable by fines and imprisonment provided under S77.082 or 772.083.

Warning

Section 1001 of Title 19 of the U.S. code makes it a criminal offense to make willful false statements or misrepresentation to any department or agency of the United States as to any matter within the jurisdiction. False information may result in civil liability, and/or in criminal penalties including, but not limited to, fine or imprisonment or both.

Warning: Availability of Funds

Complete applications will be processed on a first-come, first-ready basis, provided all program eligibility criteria are met. Only fully completed applications—including all required supporting documentation to verify eligibility—will be accepted. Incomplete applications will not be processed, with no exceptions.

The number of applications processed and approved depends on the availability of funds. Habitat for Humanity of St. Lucie & Okeechobee will announce the program’s closure on their website at www.habitatslo.house once funding has been exhausted.

If you have any questions about any of the information in this Program Guide, you may contact Donna Lea Askman at: (772) 646-1117 EXT. 104 or DonnaLea@HabitatSLO.House

Terms of Service

© 2020 Habitat for Humanity® International. All rights reserved. “Habitat for Humanity®” is a registered service mark that Habitat for Humanity International owns. Habitat® is a service mark of Habitat for Humanity International. Habitat for Humanity® International is a tax-exempt 501(C)(3) nonprofit organization. Your gift is tax-deductible as allowed by law. 

A copy of the official registration and financial information may be obtained from the Division of Consumer Services by calling toll-free 800-435-7352 within the state or going online at www.floridaconsumerhelp.com. Registration does not imply endorsement, approval, or recommendation by the state—registration number CH17428.

ADMINISTRATION OFFICE
Fort Pierce
702 S Sixth Street, Fort Pierce, FL 34950
Okeechobee
2229 N. 9th Ave., Bldg. B, Ste. 141,
Okeechobee, FL 34972
(772) 464-1117
OFFICE HOURS
Monday - Friday | 9:00am - 2:00 pm 
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RESTORE LOCATIONS
Fort Pierce
2904 Okeechobee Road
Fort Pierce, FL 34947
Port St. Lucie
10185 S Federal Hwy.
Port St. Lucie FL 34952
RESTORE HOURS
Tuesday - Saturday | 9am - 5pm
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Copyright © 2025 | All Rights Reserved
Habitat for Humanity of St. Lucie & Okeechobee Inc.
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